Terminology Practice
1.account银行账户
account: In this sense, a record of financial transactions *; money on deposit in a bank.
For example: I guess your work has to do with checking accounts.
We ve had an account with them for years.
You don t make much on that kind of account.
2. board of directors董事会
board of directors: a group of people who control the activities of a bank or company.
For example: Are the members of the board of directors stockholders?
When will the board of directors stockholders?
He s member of the board of directors.
3. capital成本，现代职业教育杂志社，资金
Capital: In this sense, the money used to start a bank or company.
For example: They put up the necessary capital.
What is the amount of the capital?
They had some trouble raising the capital.
4. cashier现金主管
Cashier: an officer of a bank in charge of the money, which goes in and out of a bank or company.
For Example: They hire the president and vice-president, along with the cashier.
You d better see the cashier about that.
The cashier is on vacation just now.
5. charter银行执照
Charter: in this sense, permission granted by the government to do business.
For example: They were granted a charter by the government.
When was the charter granted?
I don t think they ll be able to get a charter.
6. checking支票帐户，活期存款
Checking account: an account in bank from which money can be drawn by check.
For example: I guess your work has to do with checking accounts.
How much money is left in my checking account?
I d like to close my checking account.
7. Clerical 银行行员的
Clerical: having to do with the keeping of records and with correspondence.
For example: The board hires them, along with the clerical workers.
We re behind on our clerical work.
Do you have any clerical jobs open now?
8. dividend红利
R>Dividend: a sum of money paid to a stockholder or shares of stock issued to him out or profits in relation to his investment．
For example: The stockholders receive regular dividends.
The last dividend was quite large.
How much did you receive in dividends?
9. invest投资
Invest: put money into a business in order to make a profit .
For Example: I d like to invest in some mutual bonds.
How much money does she have to invest?
10. investment投资，投资金额
Investment: money put into a business in order to make profit; the act of doing this.
For Example: Planning the bank s investments is very important.
I want to talk to you about my investments.
Would you make an investment of that kind?
11. loan贷款
Loan: In this sense, money which one person allows another to use for a specified time and which will be returned with an additional payment for its use; the act of giving out such money.
For example: I guess your work has to do with making loans.
He s afraid he s made a bad loan.
What is the amount of the loan?
12. president 行长，董事长
President: the officer who has the major responsibility for the management of a business．
For example: The board hires the president and vice-presidents.
This decision will have to be made by the president.
Doesn t that company have a new president?
13. profit利润
Profit: earnings remaining after all the expenses of a business activity have been paid．
For example: Do you divide all the profits among the stockholders?
We expect to make a nice profit this year.
The profits have been slowly rising.
14. reserves储蓄，储蓄金
Reserves: in this sense, earnings kept back for later use.
For example: Some of our earnings are held in reserve accounts.
Their reserves are getting pretty low.
They were lucky to have such large reserves.
15. savings account储备帐户，按期存款
Savings account: an account in a bank on which the depositor receives interest.
For example: I guess you has to do work savings accounts.
They have a savings account with us.
He decided to put the money in a savings account.
16. statement财政报表
Statement: In this sense, an announcement of a bank s financial condition
For example: Here s copy of our last published statement.
You have every reason to be proud of this statement.
Our new statement will be published next week.
17. stockholder股东，股票持有者
Stockholder: a party who holds part ownership in a company．
For example: The stockholders own it.
The statement will be sent to all the stockholders.
He s one of our largest stockholders.
18. surplus盈余
Surplus: money owned by a company in addition to its capital．
For example: The reserves are shown here as surplus and undivided profits.
The surplus is now as large as the capital. They ve built up a nice surplus.
19. teller银行出纳员
Teller: an employee in a bank who pays out and receives money
For example: The board hires them, along with the tellers.
Take this to one of the tellers windows.
The teller took the problem to the cashier.
20. undivided profit未分派利润
Undivided profits: profits not yet paid out as dividends or added to the surplus．
For example: The reserves are shown here as surplus and undivided profits.
I didn t know the undivided profits were this high.
How much undivided profit do you have?
21. vice-president副行长
Vice-president: an officer in a company who assists the president.
For example: The board hires the president and the vice-presidents.
A vice-president supervises this department.
One of the vice-presidents can handle this matter.
